8/29/2023 0 Comments Free car insurance quotes![]() 15 = $15,000 of property damage liability coverage per accidentīuying only your state’s minimum amount of liability car insurance could be a costly mistake because these amounts are usually inadequate if you cause an expensive accident.30 = $30,000 of bodily injury liability coverage per accident.15 = $15,000 of bodily injury liability coverage per person.Liability limits are written as a group of three numbers, such as 15/30/15, and breaks down to mean: A general rule of thumb is to buy enough liability insurance to cover what could be taken from you in a lawsuit. Understanding liability insurance limits is critical to choosing the right amount of car insurance. It also covers the cost of your legal defense and judgments and settlements if you’re sued because of an accident. ![]() Liability car insurance is required in most states and pays for accidental property damage and injuries you cause to others. How to choose the right amount of liability insurance How to Calculate Your Car Insurance Coverage Needsīecause a car insurance policy can be made up of several components, the best way to calculate how much car insurance you need is to look at each one separately.
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